Username / Password Help?

Signup Now   |   Learn More
Online Banking Demo

Apply For:

Find An Interest Rate:

What's New:

Forms & Instructions:


Testimonials button

Community Spotlight

Deposit Rates

Rates as of:
Savings Accounts
Type or Term of AccountInterest RateAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Passbook 0.15% 0.15%  $                    1.00  $                     50.00                               N/A
Little Patriot Savers 0.15% 0.15%  $                    1.00  $                       1.00                               N/A 
Club Accounts 0.15% 0.15%  $                    1.00  $                       1.00                               N/A
Rental Escrow 0.20% 0.20%  $                    1.00  $                      50.00                               N/A 
Statement Savings 0.15% 0.15%  $                    1.00  $                    250.00 $                        250.00
Statement Savings 0.20% 0.20%  $                    1.00  $              100,000.00 $                        250.00
Star Savings * 0.15%  0.15%   $                    1.00  $                     250.00                                N/A
Star Savings * 0.45%  0.45%   $                    1.00  $               100,000.00                                N/A
Star Savings * 0.50%  0.50%   $                    1.00  $               250,000.00                                N/A


* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.
 

Account Terms

  • Your interest rate and Annual Percentage Yield may change at any time at our discretion.
  • Interest is compounded daily on Passbooks, Clubs, Statement Savings and Star Savings.
  • Crediting is monthly on Passbooks, Statement Savings and Star Savings and annually on Clubs as of the distribution date. 
  • $3.00 fee per month if Statement Savings balance falls below Minimum Balance. 
  • Overdraft and telephone transfers are limited to six (6) per month.

 

Checking Accounts
Type or Term of AccountInterest RateAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Freedom Checking 0.15% 0.15% $         1.00  $          50,000.00 N/A
Student Checking 0.15% 0.15% $         1.00 $          50,000.00 N/A
STAR Checking 0.10% 0.10% $         1.00 $               300.00 N/A
Independence 50 0.15% 0.15% $         1.00 $            2,500.00 N/A

 

Money Market Accounts **
Type or Term of AccountInterest RateAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Premium Money Market * 0.15% 0.15% $          1.00 $                 250.00 $          250.00
Premium Money Market * 0.20% 0.20% $          1.00 $              5,000.00 $          250.00
Premium Money Market * 0.30% 0.30% $          1.00 $            50,000.00 $          250.00
Premium Money Market * 0.40% 0.40% $          1.00 $          250,000.00 $          250.00

* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.

** For account balances $750,000 or more, please contact us for additional rate information.

 

Business Checking Accounts
Type or Term of AccountInterest RateAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Business + Checking 0.25% 0.25% $          1.00 $           10,000.00 $           10,000.00
CPAdvantage* 1.00% 1.00% $          1.00 $          250,000.00                       N/A
IOLTA 1.00% 1.00% $          1.00 $                    1.00                       N/A
Estate Super Now 0.20% 0.20% $          1.00 $              2,500.00                       N/A

*This is an aggregated relationship balance rate account

 

Business Money Market Accounts **
Type or Term of AccountInterest RateAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Business Money Market * 0.15% 0.15% $          1.00 $              5,000.00 $              5,000.00
Business Money Market * 0.20% 0.20% $          1.00 $            50,000.00 $              5,000.00
Business Money Market * 0.30%  0.30%   $          1.00  $         100,000.00 $              5,000.00
Business Money Market * 0.40%   0.40%  $          1.00 $          250,000.00  $              5,000.00

* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.

** For account balances $750,000 or more, please contact us for additional rate information.

 

For All Accounts

  • Complete information regarding all deposit accounts may be obtained from a new accounts representative.

  • On ALL deposits, interest accrues from business day of deposit.

  • We use the daily balance method for minimum balance requirements and to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

  • We reserve the right to require 7 days written notice prior to withdrawals or transfers of funds.

  • RATES OFFERED ARE SUBJECT TO CHANGE AT ANY TIME. Please call (267) 280-4000 to obtain current rate information.

  • Fees could reduce earnings on interest bearing accounts.

  • Interest will be compounded daily. Interest will be credited to your account monthly. If you close your account before interest is credited, you will not receive the accrued interest.
Mortgage Mobile Device Security Travelling Soon?? Bank Online Securely